happyfeet
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You got that right! I'm all too familiar with the temptation to splurge when I see my savings grow. Got to keep reminding myself that those dollars are not for spending! It definitely takes some self-convincing at times, haha. But yes, discipline is the watchword.That's a great strategy! I've heard of the 'pay yourself first' rule before, and it's a fantastic way to prioritize saving. It's amazing how quickly those savings can grow when done consistently.
The key is really discipline and making sure you stick to your budget, especially if you're setting aside a significant portion of your income. But it's a worthwhile sacrifice in the long run.